Email Address

Info@HeritageMutualLife.com

Phone Number

+1 (855) 783-8189

Protecting Life’s Most Important Moments

Protect your family’s future with simple, cost-effective insurance safeguarding your family’s financial future, no matter where you are in the world.

Who We Are

Providing Access to Affordable Final Expense Insurance

We offer a wide range of final expense, burial, and funeral insurance plans that are designed to be accessible, simple, and cost-effective. With our direct-to-consumer approach, we bypass the traditional complexities of insurance, offering seamless and reliable coverage at lower costs.

10,000+

Policies Issued

48 Hrs

Claims Payouts

Simple, Transparent, and Flexible Coverage for End-of-Life Needs

Explore Our Insurance Options

Our insurance plans are designed to address the diverse needs of individuals and families globally. Whether you’re seeking basic coverage for end-of-life expenses or more comprehensive funeral arrangements, we have a plan that fits your needs.

No Medical Exam Required

Enjoy a fast, hassle-free application process without the need for a medical exam—just a few basic health questions.

Immediate Coverage

Depending on the plan, you can receive full coverage from day one, providing peace of mind right away.

Affordable Coverage

We offer coverage ranging from $5,000 to $25,000, making it easy to find a plan that fits your budget and coverage needs.

Flexible Payment Options

Choose from annual, quarterly, or monthly payment plans to suit your financial circumstances.

Guaranteed Acceptance

With simplified underwriting, most applicants are approved, even with pre-existing conditions.

Quick Claims

We aim to process claims within 48 hours, ensuring that your loved ones receive financial support quickly.

“Heritage Mutual Life offers affordable plans and quick approvals with a simple, fully digital process. Great choice for easy final expense coverage!”

Izaac Hill

Why Choose Heritage Mutual Life?

Delivering Reliable and Affordable Insurance for Everyone

We know that choosing the right insurance is about more than just financial security—it’s about providing peace of mind.

Transparent & Simple

No hidden fees or confusing terms—our policies are straightforward, clear, and designed with you in mind.

Fast Claims Processing

We understand that time is of the essence. That’s why our claims process is streamlined to ensure quick payouts within 48 hours.

Reach & Accessibility

Our direct-to-consumer approach ensures you can access coverage, no matter your location.

Provide Services to Our Clients From
All Around The Universe

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Appointment

Lets Protect Your Business, Life And Much More

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Opening Hours
Monday - Saturday

Denpasar, Bali

Seminyak, Bali

Simple, Affordable, & Accessible
Final Expense Insurance

Don’t let financial uncertainty add to life’s most difficult moments. With Heritage Mutual Life , you can get reliable coverage for end-of-life expenses in minutes. Our plans are designed to fit your budget, offering peace of mind to you and your loved ones. Take the next step toward financial security and discover the difference Heritage Mutual Life can make for your family.

Explore our expert tips and resources

Insights & Advice for Peace of Mind

At Heritage Mutual Life, we’re committed to helping you make informed decisions about end-of-life coverage. Our blog offers a range of articles, from guides on comparing insurance plans to insights about insurance products.

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Types of Final Expense Insurance Exist

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